If you're a Chase Freedom cardholder, you're probably already familiar with the rewards calendar. This calendar outlines the categories that earn 5% cash back each quarter, which can help you maximize your rewards. But what do we know about the 2024 calendar? Let's dive in!
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If you're a Chase Freedom cardholder, you're probably already familiar with the rewards calendar. This calendar outlines the categories that earn 5% cash back each quarter, which can help you maximize your rewards. But what do we know about the 2024 calendar? Let's dive in!
What is the Chase Freedom Rewards Calendar?
The Chase Freedom Rewards Calendar is a schedule of categories that earn 5% cash back each quarter. These categories change every three months, so it's important to keep track of them if you want to maximize your rewards. For example, one quarter might include gas stations and grocery stores, while another might include restaurants and movie theaters.
How do I know which categories are included?
You can find the current and upcoming categories on the Chase website or in your account portal. Typically, the categories for the next quarter are announced a few weeks before the current quarter ends. You can also sign up for email or text alerts to stay in the loop.
What do we know about the 2024 calendar?
While we don't have any official information yet, we can make some educated guesses based on past calendars. Generally, the categories follow a similar pattern from year to year. For example, the first quarter often includes categories related to winter activities, like ski resorts and hot chocolate stands. The second quarter may include categories related to spring, like gardening supplies and outdoor dining. The third quarter may include categories related to summer travel, like airlines and hotels. And the fourth quarter often includes categories related to holiday shopping, like department stores and Amazon.
What should I do to prepare for the 2024 calendar?
First and foremost, make sure you're signed up for alerts so you know when the new categories are announced. It's also a good idea to review your spending habits from the previous year to see where you might be able to earn more rewards. For example, if you spent a lot on travel last year, make sure you're taking advantage of the travel-related categories.
What are some tips for maximizing my rewards?
Here are a few tips to help you get the most out of your rewards:
- Plan your spending around the categories. If you know you'll be making a big purchase in a category that's about to earn 5% cash back, it might be worth waiting a few weeks to make the purchase.
- Use your card for everyday purchases. Even if a category doesn't seem particularly exciting, like home improvement stores, remember that every 5% cash back adds up.
- Check for additional promotions. Sometimes, Chase will offer extra rewards for using your card at certain retailers or on certain types of purchases.
- Don't carry a balance. The interest charges on your balance will quickly eat up any rewards you earn.
How do I redeem my rewards?
You can redeem your rewards as a statement credit, a deposit into your bank account, or a gift card. You can also use your rewards to make purchases directly through the Chase Ultimate Rewards portal, where you may be able to get even more value for your rewards.
Is the Chase Freedom card right for me?
That depends on your spending habits and priorities. If you're looking for a card with no annual fee and the opportunity to earn rewards on everyday purchases, the Chase Freedom card might be a good fit. However, if you're looking for more specific rewards, like travel points or cash back on specific categories like dining, you may want to consider other cards.
The Bottom Line
The Chase Freedom Rewards Calendar can be a valuable tool for maximizing your rewards, but it's important to stay on top of the categories and make sure you're using your card in the most effective way. With a little planning and attention, you can earn some serious cash back!
